bspoke private clients.

Our high-net-worth home insurance solution is for your customers with higher sums insured. Developed by our specialist, dedicated underwriting team, our offering is comparable to many of the leading providers and we’re confident that however complex your customer’s needs, we have the expertise to provide the most appropriate solutions and coverage.

Key product features and covers include:

• New sum insured limit of £6,000,000

• Min sums insured: Buildings £1,000,000, Contents £250,000 including fine art and valuables

• Capacity for Platinum from HDI Global Specialty SE, A+ rated,
• All-risks worldwide cover for contents
• Property Owners, Occupiers and Domestic Employees liability cover of £10,000,000
• Ability to cede to Flood Re

For full conditions, limitations, and exclusions of cover, please see the policy wording and IPID.

Available via Bspoke Online, our new trading portal, our MNW Gold home insurance offers a fast and efficient online trading solution for your mid net worth customers.

From valuable properties to treasured collections of fine art this product offers mid net worth individuals’ exceptional coverage to protect the assets they’re most passionate about.

Key product features & covers include:

• Covers main residences, buildings, contents, fine art, antiques, collectables, jewellery, watches and other valuables
• Minimum Sums Insured: Buildings £350,000, Contents £100,000 including fine art and valuables
• Capacity for Platinum from HDI Global Specialty SE, A+ rated,
• Building works covered: Up to £75,000
• Worldwide cover for contents including accidental damage
• Theft of contents from unattended vehicles covered up to £10,000
• Up to £10,000 garden cover
• 20% of sums insured for 60 days for new acquisitions of fine arts and antiques
• Home Owner, Home Occupier and Personal Liability all covered up to £10 million
• Domestic employees covered up to £10 million
• Ability to cede to Flood Re

Additional add on covers included as standard

• Legal expenses
• Home emergency

For full conditions, limitations, and exclusions of cover, please see the policy wording and IPID.

Whether it’s a high value property or a collection of fine art, our product offers high value individuals exceptional cover to protect the assets they’re most passionate about.

Key product features & covers include:

• Covers main residences, buildings, contents, fine art, antiques, collectables, jewellery, watches and other valuables
• Minimum sums insured: Buildings £350,000, Contents £75,000 excluding fine art and valuables
• Building works covered: Up to £75,000
• Worldwide cover for contents including accidental damage
• Theft of contents from unattended vehicles covered up to £10,000
• Up to £10,000 garden cover
• 20% of sums insured for 60 days for new acquisitions of fine arts and antiques
• Home Owner, Home Occupier and Personal Liability all covered up to £10 million
• Domestic employees covered up to £10 million

Additional add on covers included as standard

• Legal expenses
• Home emergency

For full conditions, limitations, and exclusions of cover, please see the policy wording and IPID.