bspoke lifestyle

bspoke lifestyle.

Bspoke Lifestyle is a specialist MGA providing insurance to the leisure industry and specifically to the Holiday and Residential Park sector. The leisure industry is, after all, about enjoyment and we aim to protect those who provide leisure and hospitality services and the customers who love to use them.

We work with lots of brokers on insurance for Parks and pride ourselves on our market leading product and specialist knowledge.

Our services cater for UK-based licensed holiday and residential parks. Whether your client is a small family run business or a large group with multiple sites, we’re confident our cover will be right for them. We offer bespoke policies to meet individual cover requirements, these can also be tailored to meet the needs of caravan dealers, distributors and storage providers.

online portal.

Click here to visit the Bspoke Lifestyle website

Our latest documents can be found below.

Risk appetite documents and guides to help you identify targets

Template submission for to assist brokers in presenting risks

Fair Value Assessments

product expertise.

For park risks, we know brokers will be looking for a provider with long term expertise and commitment to writing Park business. With more than 40 years’ experience in the sector, our expertise, products and proposition make Bspoke Lifestyle a perfect fit.

We insure over 1,200 holiday and residential parks in the UK and tens of thousands of individual caravan and park home owners, so we know a thing or two about this industry.

We are the only provider to be endorsed by BH&HPA (British Holiday & Holiday Parks Association) and we also have the privilege of being appointed as the BIBA Scheme Provider for Holiday & Residential Parks.

our products.

Park commercial

Our park business product has been specifically designed to meet the needs of holiday and residential parks and is summarised below.

standard covers

Cover for your client’s buildings and structures and the fixtures, fittings and contents within them
Automatic day one uplift of declared sums insured of 15%
Up to £250k of unspecified sales stock
Cover for your park machines
Public Liability at £5m
Employers’ Liability at £10m
Goods in transit up to £50k (contents only)
Business Interruption as a result of specified disease, denial of access, loss of attraction, failure of supplier, loss of license or loss of fish stocks
Business Interruption as a result of property damage

optional covers

Products Liability up to £5m
Public liability up to £10m
Computer all risks
Key Person or Nominated Person
Personal Accident (including sickness)
Business Interruption as a result of Foot and Mouth disease
Increased loss of money limits
Private residences buildings, contents, valuables and personal possessions

Working in tandem with a park business policy, we are also able to provide a number of other covers via close personal relationships or with our group sister companies, these include Park Motor, Park owner private residencies (mid to high net worth), D&O & Legal Expenses

Caravan dealers, distributors and storage providers

Many of the businesses we insure also provide storage facilities, or are caravan distributors or dealers. Our commercial combined product can be tailored to provide the cover they need, from buildings and infrastructure, caravan and sales stock, to public liability and bailment cover.

Scheme facilities for caravan business

We provide facilities for brokers to write schemes of Static and Holiday Caravan, Park Home or Touring Caravan business, or to place risks with us on a transactional basis. Whatever your needs are, at Bspoke Lifestyle, we can support you and your clients.

Karen Stacey.

Managing Director

“We are fiercely proud of the insurance services we supply to the leisure industry. Backed by A rated capacity, 99% of risks we insure are written within our binding authority without need for referral to Insurers. With our quality cover, unrivalled expertise and 24/7 disaster claims management I’d say we are entitled to call ourselves ‘specialists’ which is exactly what’s needed when the wind blows in the wrong direction! Brokers should have high expectations of tailored cover solutions, competitive pricing and expert support. Feel free to put us to the test!”