Broker Portal
bspoke commercial

bspoke commercial.

Bspoke Commercial is a leading MGA for independent brokers seeking reliable and comprehensive commercial insurance solutions.

We offer a diverse range of specialist products, across the commercial combined, contractors, property owners, tradesman, let property, and office sectors. Our offerings are backed by ‘A rated’ insurers, providing the financial protection you would expect market leading insurers and our “one quote to market” exclusivity make us the preferred choice for independent brokers seeking ways to differentiate themselves in a competitive marketplace.

online portal.

click here to login / sign up
Our latest documents can be found below.
Policy Documents
Customer Information
Claims Guidance for Brokers
Fair Value Assessments
Privacy Policy

tailormade solutions.

Whether you work with large corporations, mid-market, or small businesses, we offer a wide range of products that are tailored to meet the unique needs of each business we serve. Our team of dedicated experts, including underwriting, risk management, and claims specialists, work together to craft products that give your clients the cover they need to help their business to thrive.

Our Insurance Business MGA five-star rating is a testament to our commitment to delivering exceptional service to our Brokers. Choose Bspoke Commercial for your clients’ needs and experience the difference that comes with working with a team of experts dedicated to your helping your business succeed.

our products.

We recognise that no two businesses are the same and have developed this product to provide cover across a wide range of trades.

Key Covers

  • Buildings and Contents cover, with Accidental Damage included as standard
  • Glass cover included as standard
  • Optional Subsidence and Terrorism cover
  • Business Interruption cover
  • Employers’ Liability – standard £10 million limit of liability
  • Public and Products Liability – standard £2 million limit of liability with the option to increase to £5 million
  • Money, Goods in Transit, Deterioration of Stock and Loss of Licence
  • All Risks for Specified Items
  • Fidelity
  • Index Linking is available


Extras

  • Tailor the covers to suit your customers’ needs
  • Access to Legal and taxation advice service


Policy Enhancements

Included as standard with every quote on this product:

  • Commercial Legal Protection, including Contract Disputes cover (£100,000 policy limit)
  • Key Person, including Sickness cover
  • Equipment Breakdown, including computer cover

Specially designed to cover your varied insurance needs with over 140 acceptable trades.

Key Covers

  • Over 140 acceptable trades
  • Public Liability with options of limits of liability of £1m, £2m and £5m
  • Employers Liability – standard £10m limit of liability
  • Cover for the Contract Works including free issue materials and offsite storage
  • Own Plant
  • Hired in Plant including continuing hire charges
  • Tools


Extras

  • Up to 20% No Claims Discount available
  • Cover for non negligent damage (contract condition 6.5.1 or 21.2.1) may be available upon referral

Please contact one of our underwriters or the Head of Broker Development to discuss how you can access this product.

Protecting small businesses, from sole traders to businesses with up to 12 persons.

Key Covers

  • Public liability up to £5m limit of liability
  • Over 300 acceptable trades
  • Legal liability for work carried out by bona fide subcontractors


Optional Covers

  • Employers’ liability
  • Contract works
  • Own plant
  • Hired in plant
  • Business equipment
  • Tools, including option for overnight cover

Developed to cover busy working offices.

Key Covers

  • Building and Contents Cover
  • Public and Products Liability £2 million with an option to increase to £5 million
  • Business Interruption included on a gross income basis, up to £250,000 with an option to increase
  • Lost keys, up to £1,000
  • Trace and Access, up to £10,000
  • Book debts, up to £5,000 with an option to increase
  • Goods in Transit, up to £5,000 for any one claim with an option to increase
  • Property whilst at exhibitions, up to £5,000

 

Extras

  • Multiple locations
  • Option to increase many standard policy limits
  • Higher limits are available on request
  • Access to Legal and taxation advice service

Policy Enhancements

Included as standard with every quote on this product:

  • Commercial Legal Protection, including Contract Disputes cover (£100,000 policy limit)
  • Key Person, including Sickness cover
  • Equipment Breakdown, including Computer cover

Wayne Tonge.

Managing Director

“Across our specialist MGAs, we believe that underwriting flexibility is key. Whether it’s an individual risk, access to our online portal, or business placed on delegated authority scheme basis, we aim to provide you with access to all the resources you need to support your business and deliver the most effective solutions for your customers.”

Contact the bspoke commercial team.