provego underwriting

provego underwriting.

Large-scale transportation of goods is a crucial aspect of any business. It involves a significant amount of capital investment, requires substantial management time and forms a large part of the risk a company carries.

At Provego Underwriting, we understand the daily challenges faced by operators in this industry. Our team of experts has over 120 years of experience in transportation, insurance, law, risk management, and actuarial science. We leverage our diverse skill set to provide our business partners with exceptional industry-specific risk management support. Our specialised team offers tailored advice on insurance options and can help you arrange the most appropriate protection for your client’s business.

dedicated expertise.

Backed by A rated capacity providers, we are proud to have built strong relationships with our insurers and our clients and are dedicated to using our expertise and knowledge to serve the transportation industry. Our services cater to operators of all sizes in the haulage & distribution, fright, cargo, courier, removals and leisure transport sectors.

our products.

Freight Liability:

  • RHA, CMR, FTA or Full Responsibility
  • Freight forwarding on BIFA conditions
  • Storage under UKWA Conditions
  • Cover available for damage to mixer drums


Combined Liability:

  • Employers Liability
  • Public & Products Liability
  • Cover available for servicing and repair of third-party vehicles


Property:

  • Cover available for offices, workshops, garages and warehouses.
  • Cover also available for stock and plant in the open.
  • One section can be taken or all three.

 

We have experience of developing insurance programmes for contracted, franchised and hired hauliers working in most haulage trades and industries.

We can provide cover for cargo transits by air, sea or land under All Risks or Named Perils policy options.

We can also provide Stock Throughput Cover. This provides continuous and comprehensive “cradle to grave” cover for goods whilst in transit to or from overseas; whilst in storage (UK or overseas) and until delivery to your customer. Stock Throughput Cover eliminates gaps in, or duplication of, cover from commencement of shipment to you, through storage to final delivery to your customer.

  • Freight Liability Cover on an all risks basis. Cover automatically includes loss or damage to handheld portable scanners and also the cost of recreating lost documents that were being carried in the vehicle.
  • Full or Temporary Employers’ Liability cover – Full cover is available where there are full-time employees and temporary cover is available for self-employed drivers who need the ability to employ a substitute a driver if they are sick or on holiday.
  • Public Liability cover with variable limits of indemnity available.
  • Where the firm has a warehouse or offices we can add Property Cover to the package.
  • One section may be taken or all sections can be taken.
  • Freight liability cover on an all risks basis
  • The cover provided on household goods is new replacement (indemnity cover is provided on office or factory contents).
  • We can also add Employers’ Liability, Public Liability and cover for warehouses and offices.

Full or Temporary Employers’ Liability cover – Full cover is available where there are full-time employees and temporary cover is available for self-employed drivers who need the ability to employ a substitute driver if they are sick or on holiday.

Public Liability cover – with variable limits of indemnity available.

Cover is available for single or multiple vehicle risks.

The policy covers tools left in the vehicle including overnight providing:

  • The tools are concealed in a cargo or luggage compartment;
  • All doors and windows are locked and the keys are removed from the vehicle;
  • The vehicle is parked:
  • In a locked compound, or
  • In a hotel car park, or
  • On your driveway, or
  • On a well-lit street adjacent to your hotel or home.

Tim Carder.

Managing Director

“The expertise of our team can assist our clients in identifying and minimizing the multitude of risks the transportation industry confront on a daily basis, empowering them to confidently pursue new concepts and capitalize on opportunities that will bolster their businesses.”