bspoke private clients

bspoke private clients.

At Bspoke Private Clients, we have over 100 years of experience in our newly expanded team, in providing tailored home insurance solutions for Brokers and individuals with high value properties and possessions.

Whether it’s a property exceeding coverage offered by standard home insurance, or a collection of fine art, we understand the unique needs of high value individuals and our comprehensive policies can be tailored to protect your clients most important possessions. Our exclusive A+ rated capacity provides the financial protection expected from a market leading insurer.

outstanding service.

We offer our Brokers a personalised service backed by decades of expertise and a respected industry name. Our business partners can expect to always have someone available to talk to.

Relationships and client service is truly at the heart of our business and this commitment is reflected in everything we do. We are proud to have been awarded a 5-Star MGA declaration by Insurance Business UK in 2022, underscoring our drive to provide our Broker clients with the best possible insurance solutions and the highest level of support.

our products.

Whether it’s a high value property or a collection of fine art, our Gold Home Insurance policy offers customers exceptional cover to protect the assets they’re most passionate about.

Key covers include:

  • Covers main residences, buildings, contents, fine art, antiques, collectables, jewellery, watches and other valuables
  • Worldwide cover for contents including accidental damage
  • Fine Art & Antiques, Jewellery & Watches single article limit: £25,000
  • Alternative Accommodation: Up to 3 years
  • Building works covered: Up to £75,000
  • Costs of locating a leak outside the home: Up to £10,000
  • Up to £10,000 garden cover
  • 25% of sums insured for 60 days for new acquisitions of fine arts and antiques
  • Market appreciation of fine art and antiques, up to 150% of the specified contents sum insured
  • Home Owner, Home Occupier and Personal Liability all covered up to £5 million
  • Domestic employees covered up to £10 million


Also included:

  • Home emergency
  • Family legal protection including personal identity fraud
  • Cyber support

Whether it’s a high value property or a collection of fine art, our Platinum Insurance policy offers customers exceptional cover to protect the assets they’re most passionate about.

Key covers include:

  • Covers main residences, buildings, contents, fine art, antiques, collectables, jewellery, watches and other valuables
  • Worldwide cover for contents including accidental damage
  • Fine Art & Antiques single article limit: £50,000
  • Jewellery & Watches single article limit: £35,000
  • Alternative Accommodation: Up to 5 years
  • Building works covered: Up to £75,000
  • Costs of locating a leak outside the home: Up to £25,000
  • Up to £25,000 garden cover
  • 25% of sums insured for 90 days for new acquisitions of fine arts and antiques
  • Market appreciation of fine art and antiques, up to 200% of the specified contents sum insured
  • Home Owner, Home Occupier, Personal and Domestic employees Liability all covered up to £10 million


Also included:

  • Home emergency
  • Family legal protection including personal identity fraud
  • Cyber support
Jonathan Kitchen.Underwriting Director
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“We are very proud of the long-standing relationships we have built with our Broker partners. Relationships and client service is truly at the heart of our business and this commitment is reflected in everything we do.”
Adrian Ewington.Managing Director
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“We are delighted to be bringing new products and new capacity to the mid and high net worth market. We look forward to working with brokers, old and new, in the coming weeks and months.”
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